MORTGAGE CALCULATOR

Get a mortgage calculation

Get a mortgage calculation

Your yearly income
Your pre-tax annual salary, including holiday pay, 13th month, personal commissions paid out to you over the last 12 months, fixed allowances (not car or house allowance) A company bonus can be used if you received it 3 years on a row, fill in the average of these 3 years.
Your partner's yearly income
Your partners pre-tax annual salary, including holiday pay, 13th month, personal commissions paid out to your partner over the last 12 months, fixed allowances (not car or house allowance) A company bonus can be used if you received it 3 years on a row, fill in the average of these 3 years.
Apply 30% rule
When in doubt about the number of years to select, round down for the best estimate.
Your partner's income

Mortgage Calculator Netherlands

Buying a home is a big step. Especially when this is abroad in a country that you don’t know. We understand this. You need to learn a new language, the norms and values of the country and you must find a house to live in. The first thing you would like to know when looking for a new house is ‘How much can I borrow for a mortgage?’ Our mortgage calculator is the first step to answer this quesion.

 

 

What can I expect of the Mortgage Calculator Netherlands?

You probably have seen mortgage calculators from banks like the ABN AMRO mortgage calculator, the Rabobank mortgage calculator or the ING mortgage calculator. These bank calculators are based on their own bank products and interest rates. But ideally you would like to compare several banks and interest rates. That’s why we created our own online mortgage calculator for expats in The Netherlands, which compares different suppliers in the Netherlands.

suppliers of mortgages in The Netherlands - mortgage calculator

How much can I borrow for a mortgage?

This of course depends on your salary. Do you have a partner that works? Then it’s important to know his/her salary as well. Your salary will also include the holiday allowance. You can find this information on your pay check or you can ask your HR department what you yearly income is.  

 

Dutch 30% ruling facility

When you work in the Netherlands, you might be entitled to a special expense reimbursement scheme namely the ‘30% ruling facility for incoming employees’. This facility allows your employer to pay 30% of your salary tax free. To find out if you are entitled to this 30% ruling facility, more information can be found here.

You can take the 30% ruling into the mortgage calculator above.

 

How does the Mortgage Calculator based on salary work?

Step 1. Fill in your yearly income.
Step 2. If you have a partner, please provide his/her salary as well.
Step 3. Are you applying for the 30% ruling? Please tick this box.

 

Would you like to know more? First appointment is free of charge.

Feel free to make an appointment with us to find out more about mortgages in The Netherlands, or other services offered by Expats Amsterdam.

Our initial meetings are free of charge and will provide you with the necessary information you are looking for in the process of buying a home.

At Expats Amsterdam, we all come to work every day because we want to help expats in any way we can. That’s why we’re here!