Buying a house in the Netherlands as an expat means you need a Dutch mortgage. Applying for a mortgage takes a lot of decision-making and it can be a stressful and confusing process. Expats Amsterdam is here to advise you on the best expat mortgages. We guide you through the entire process and provide you with all the information you need to make the right decision. We help you applying for a mortgage and make sure you get the best interest rates possible.

Mortgage advice for expats

Expats Amsterdam specializes in mortgages for expats. We can show you whether you are eligible for a mortgage and what your maximum mortgage is. When you’ve found your dream home, we can calculate how much money you have to have for the purchase the house and what your monthly costs will be. We will apply for the mortgage from the lender with the best conditions and interest rates and guide you through every step of the process. Expats Amsterdam is an independent mortgage advisor, which means we monitor mortgages from all banks to get you the best deal possible.

Applying for a mortgage as an expat

If you wish to buy a house in the Netherlands, your mortgage lender has a few requirements. These vary from basic information about your martial status and savings to the details about your employment contract. When can you apply for a mortgage? If you don’t get paid in euros, will you still be able to get a Dutch mortgage? We’ve compiled a guide on how to get a mortgage in the Netherlands so you’ll quickly know if and when you can apply for a mortgage. 

Read our guide on how to get a mortgage in the Netherlands


Expats can get a mortgage for their own residence in the Netherlands or investing in the Dutch housing market. More and more parties are offering the possibility of providing a buy to let mortgage for expats.


Do you want to calculate your maximum mortage and monthly costs? Find out using our Mortgage Calculator.


Are you ready for your future in the Netherlands? Let us know how we can help.