EXPAT MORTGAGE
Buying a home in the Netherlands? Expats Amsterdam provides independent mortgage advice for expats, with personal guidance in English from your first budget check to completion at the notary.
We assess your situation, explain your borrowing options and compare suitable lenders, mortgage conditions and interest rates. Your income, employment, residence status and existing financial commitments help determine what is possible.
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Mortgage advice for expats
Expats Amsterdam specialises in mortgages for expats. We can assess whether you may be eligible for a mortgage and provide an indication of your maximum borrowing capacity. Once you have found a home, we can calculate the funds required for the purchase and estimate your monthly mortgage costs. We compare suitable lenders, conditions and interest rates and guide you through every step of the process. As an independent mortgage adviser, we can compare mortgage options from multiple lenders to find a solution that suits your situation.
Applying for a mortgage as an expat
When applying for a Dutch mortgage, lenders will assess matters such as your residence status, employment contract, income, savings and existing financial commitments. Additional requirements may apply if you are paid in a foreign currency, have recently moved to the Netherlands or have a temporary employment contract. Our guide explains the main requirements and helps you understand when you may be eligible for a mortgage.
BUY TO LET MORTGAGE
Expats may be able to arrange a mortgage for their own home or, subject to different lending criteria, finance a property intended for rental. Buy-to-let mortgages generally require more of your own funds and have different interest rates and conditions from residential mortgages. We can explain the options and assess whether this type of financing may suit your plans.
CALCULATE YOUR MORTGAGE
Would you like an indication of your maximum mortgage and estimated monthly payment? Use our free mortgage calculator and receive a detailed report by email.
CONTACT US
Are you ready for your future in the Netherlands? Let us know how we can help.